/* ===== FONTS ===== */
@font-face {
  font-family: 'Palatino Heading';
  src: url('../fonts/Palatino-nova-W04-Imperial.eot');
  src: url('../fonts/Palatino-nova-W04-Imperial.eot?#iefix') format('embedded-opentype'),
       url('../fonts/Palatino-nova-W04-Imperial.woff2') format('woff2'),
       url('../fonts/Palatino-nova-W04-Imperial.woff') format('woff'),
       url('../fonts/Palatino-nova-W04-Imperial.ttf') format('truetype');
  font-weight: normal;
  font-style: normal;
  font-display: swap;
}

/* ===== VARIABLES ===== */
:root {
  --blue: #1F5AA5;
  --blue-dark: #163f75;
  --gold: #BB8A24;
  --gold-light: #d4a63a;
  --white: #ffffff;
  --off-white: #f8f8f8;
  --dark: #1a1a1a;
  --gray: #7a7a7a;
  --gray-light: #e5e5e5;
  --font-heading: 'Palatino Heading', 'Palatino Linotype', 'Book Antiqua', Georgia, serif;
  --font-body: 'Roboto', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --max-width: 1140px;
  --header-height: 80px;
}

/* ===== RESET ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.7;
  color: var(--dark);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--gold-light); }
ul { list-style: none; }

/* ===== UTILITIES ===== */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}
.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-white { color: var(--white); }
.bg-blue { background-color: var(--blue); }
.bg-dark { background-color: var(--dark); }
.bg-off-white { background-color: var(--off-white); }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: normal;
  line-height: 1.2;
  color: var(--dark);
}
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 4vw, 2.4rem); }
h3 { font-size: clamp(1.3rem, 3vw, 1.8rem); }
h4 { font-size: 1.2rem; }
p + p { margin-top: 1em; }

.section-heading {
  text-align: center;
  margin-bottom: 48px;
}
.section-heading h2 {
  margin-bottom: 12px;
}
.section-heading .divider {
  width: 60px;
  height: 3px;
  background: var(--gold);
  margin: 0 auto;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-block;
  padding: 14px 36px;
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  border: 2px solid transparent;
  border-radius: 2px;
  cursor: pointer;
  transition: all 0.25s ease;
  text-align: center;
}
.btn-gold {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--white);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--blue);
}
.btn-blue {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
}
.btn-blue:hover {
  background: var(--blue-dark);
  border-color: var(--blue-dark);
  color: var(--white);
}

/* ===== HEADER ===== */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--blue);
  height: var(--header-height);
  transition: background 0.3s, box-shadow 0.3s;
}
.site-header.scrolled {
  background: var(--blue-dark);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
}
.header-logo img {
  height: 52px;
  width: auto;
}
.header-nav {
  display: flex;
  align-items: center;
  gap: 8px;
}
.header-nav a {
  color: var(--white);
  font-size: 14px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 8px 16px;
  transition: color 0.2s;
}
.header-nav a:hover,
.header-nav a.active {
  color: var(--gold);
}
.header-phone {
  color: var(--gold) !important;
  font-weight: 700;
  font-size: 15px !important;
  border: 1px solid var(--gold);
  border-radius: 2px;
  padding: 8px 20px !important;
}
.header-phone:hover {
  background: var(--gold);
  color: var(--white) !important;
}

/* Mobile menu toggle */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.menu-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--white);
  margin: 6px 0;
  transition: all 0.3s;
}
.menu-toggle.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 6px); }
.menu-toggle.open span:nth-child(2) { opacity: 0; }
.menu-toggle.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -6px); }

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--white);
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, rgba(0,0,0,0.6) 0%, rgba(31,90,165,0.7) 100%);
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 780px;
  padding: 120px 24px 80px;
}
.hero h1 {
  color: var(--white);
  margin-bottom: 20px;
  font-size: clamp(2.2rem, 5.5vw, 3.6rem);
}
.hero .subtitle {
  font-size: clamp(1rem, 2.5vw, 1.3rem);
  font-weight: 300;
  opacity: 0.9;
  margin-bottom: 16px;
  letter-spacing: 1px;
}
.hero .tagline {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  color: var(--gold);
  margin-bottom: 32px;
}
.hero .btn { margin: 8px; }

/* ===== SECTIONS ===== */
.section {
  padding: 80px 0;
}
.section-alt {
  background: var(--off-white);
}
.section-dark {
  background: var(--dark);
  color: var(--white);
}
.section-dark h2,
.section-dark h3 { color: var(--white); }
.section-blue {
  background: var(--blue);
  color: var(--white);
}
.section-blue h2,
.section-blue h3 { color: var(--white); }

/* ===== CONTENT BLOCKS ===== */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.split-content h2 {
  margin-bottom: 20px;
}
.split-content p {
  color: var(--gray);
  margin-bottom: 16px;
}
.split-image {
  border: 3px solid var(--gold);
}

/* Icon list (for bullet points) */
.icon-list {
  margin: 24px 0;
}
.icon-list li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 12px;
  font-size: 17px;
}
.icon-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 8px;
  width: 8px;
  height: 8px;
  background: var(--gold);
  border-radius: 1px;
  transform: rotate(45deg);
}
.icon-list.white li { color: var(--white); }

/* Consequences grid */
.consequences-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 24px;
  margin-top: 32px;
}
.consequence-item {
  text-align: center;
  padding: 32px 20px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
}
.consequence-item .icon {
  font-size: 32px;
  margin-bottom: 12px;
  color: var(--gold);
}
.consequence-item h4 {
  color: var(--white);
  font-size: 16px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* Urgency bar */
.urgency-bar {
  background: var(--gold);
  color: var(--white);
  padding: 40px 0;
  text-align: center;
}
.urgency-bar h3 {
  color: var(--white);
  margin-bottom: 12px;
  font-size: clamp(1.3rem, 3vw, 1.8rem);
}
.urgency-bar p {
  font-size: 17px;
  opacity: 0.95;
  max-width: 700px;
  margin: 0 auto;
}

/* ===== TEAM ===== */
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
  max-width: 700px;
  margin: 0 auto;
}
.team-card {
  text-align: center;
}
.team-card .photo {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  border: 3px solid var(--gold);
  margin: 0 auto 20px;
  overflow: hidden;
  background: var(--gray-light);
}
.team-card .photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.team-card h3 {
  margin-bottom: 4px;
}
.team-card .role {
  color: var(--gold);
  font-size: 15px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* ===== CONTACT FORM ===== */
.contact-form {
  max-width: 600px;
  margin: 0 auto;
}
.form-group {
  margin-bottom: 20px;
}
.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 6px;
  color: var(--dark);
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 14px 16px;
  font-family: var(--font-body);
  font-size: 16px;
  border: 1px solid var(--gray-light);
  border-radius: 2px;
  background: var(--white);
  transition: border-color 0.2s;
}
.form-group input:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--blue);
}
.form-group textarea {
  min-height: 120px;
  resize: vertical;
}

/* ===== PAYMENT ===== */
.payment-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 32px;
  max-width: 800px;
  margin: 0 auto;
}
.payment-card {
  background: var(--white);
  border: 1px solid var(--gray-light);
  padding: 40px 32px;
  text-align: center;
}
.payment-card h3 {
  margin-bottom: 16px;
  color: var(--blue);
}
.payment-card p {
  color: var(--gray);
  margin-bottom: 24px;
}

/* Discount blocks */
.discount-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 32px;
  margin-top: 48px;
}
.discount-card {
  padding: 40px 32px;
  border: 2px solid var(--gold);
  text-align: center;
}
.discount-card h3 {
  color: var(--gold);
  margin-bottom: 16px;
}
.discount-card p {
  color: var(--gray);
  font-size: 15px;
  line-height: 1.7;
}

/* ===== FOOTER ===== */
.site-footer {
  background: var(--blue-dark);
  color: var(--white);
  padding: 48px 0 24px;
}
.footer-inner {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer-col h4 {
  color: var(--gold);
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 16px;
}
.footer-col p,
.footer-col a {
  color: rgba(255,255,255,0.7);
  font-size: 15px;
  line-height: 1.8;
}
.footer-col a:hover { color: var(--gold); }
.footer-nav a {
  display: block;
  padding: 2px 0;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  text-align: center;
  font-size: 13px;
  color: rgba(255,255,255,0.4);
}

/* ===== CTA SECTION ===== */
.cta-section {
  background: var(--blue);
  color: var(--white);
  text-align: center;
  padding: 64px 0;
}
.cta-section h2 {
  color: var(--white);
  margin-bottom: 12px;
}
.cta-section p {
  font-size: 18px;
  opacity: 0.9;
  margin-bottom: 28px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}
.cta-section .phone-number {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  color: var(--gold);
  display: block;
  margin-bottom: 24px;
}

/* ===== LANDING PAGE SPECIFICS ===== */
.landing-hero {
  min-height: auto;
  padding: 140px 0 80px;
}
.landing-form {
  background: var(--white);
  padding: 40px 32px;
  border-radius: 2px;
  color: var(--dark);
  max-width: 480px;
}
.landing-form h3 {
  color: var(--dark);
  margin-bottom: 20px;
  text-align: center;
}
.landing-form .form-group label {
  color: var(--dark);
}
.landing-split {
  display: grid;
  grid-template-columns: 1fr 480px;
  gap: 60px;
  align-items: start;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .split { grid-template-columns: 1fr; gap: 40px; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .landing-split { grid-template-columns: 1fr; }
  .landing-form { margin: 0 auto; }
}

@media (max-width: 768px) {
  .section { padding: 60px 0; }

  .header-nav {
    position: fixed;
    top: var(--header-height);
    left: 0;
    right: 0;
    background: var(--blue-dark);
    flex-direction: column;
    padding: 20px;
    gap: 0;
    transform: translateY(-120%);
    transition: transform 0.3s ease;
  }
  .header-nav.open { transform: translateY(0); }
  .header-nav a {
    padding: 12px 16px;
    width: 100%;
    text-align: center;
    border-bottom: 1px solid rgba(255,255,255,0.05);
  }
  .menu-toggle { display: block; }

  .footer-inner { grid-template-columns: 1fr; text-align: center; }
  .team-grid { grid-template-columns: 1fr; }

  .hero-content { padding: 100px 20px 60px; }
}

@media (max-width: 480px) {
  .btn { width: 100%; }
  .hero .btn { margin: 4px 0; }
  .payment-cards { grid-template-columns: 1fr; }
  .discount-grid { grid-template-columns: 1fr; }
}